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$0 Down
21-Day Close
No PMI
4.9★ Rating
NV Licensed

Loan Programs

Find the right VA loan for you

Whether you're buying your first home or refinancing, we have options designed for Nevada veterans.

Buy a Home

Use your VA benefit to purchase with $0 down and no PMI required.

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Refinance

Lower your rate or cash out equity with our streamlined refinancing options.

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Today's Rates

View current VA mortgage rates and get pre-approved in minutes.

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Check out today's VA loan pricing

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Today's Las Vegas VA mortgage rates*

5.250%▼ 0.06%
APR 5.875%
Points 1.0
5.625%— 0.00%
APR 6.451%
Points 1.875
6.125%▲ 0.14%
APR 6.5%
Points 2.0
6.25%▼ 0.13%
APR 6.571%
Points 2.0
4.875%▼ 0.08%
APR 5.391%
Points 1.5
5.250%▼ 0.06%
APR 5.875%
Points 1.0
5.625%— 0.00%
APR 6.451%
Points 1.875
6.125%▲ 0.14%
APR 6.5%
Points 2.0
6.25%▼ 0.13%
APR 6.571%
Points 2.0
4.875%▼ 0.08%
APR 5.391%
Points 1.5
*Compared week over week. Rates as of Feb 26, 2026. Rate assumptions. Legal disclosures

Your VA loan in 4 simple steps

From pre-qualification to keys in hand — we make it easy.

1

Get Pre-Qualified

60 seconds. No credit check required.

2

Lock Your Rate

Best VA rate matched and locked.

3

Find Your Home

Summerlin, Henderson, and beyond.

4

Close & Move In

Average 21-day close. Get your keys.

2,847
Vegas veterans served
21
Average days to close
$127M
VA loans funded in 2025
4.9★
Average customer rating

Real neighbors.
Real experiences.

"

Every question we had was answered quickly. As a veteran, the VA loan process felt effortless.

– Michael R., Henderson NV

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Featured in

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VA home loans for every veteran

Whether you're buying your first home near Nellis AFB or refinancing in Henderson, we have the right VA loan for you.

Are you eligible for a VA loan?

Most veterans, active-duty members, and surviving spouses qualify. Check your path below.

Active Duty & Veterans

Currently serving or honorably discharged from any branch.

  • 90+ days active wartime service
  • 181+ days active peacetime service
  • 6+ years National Guard/Reserve
  • Discharged for service-connected disability
Check my eligibility

Surviving Spouses

Spouses of veterans who died in service or from service-connected causes.

  • Un-remarried surviving spouse
  • Receiving VA DIC benefits
  • Spouse of POW/MIA service member
  • Remarried after age 57 (after Dec 2003)
Learn more

Certificate of Eligibility

Your COE confirms your VA loan benefit. We pull it for you in minutes.

  • We handle the entire COE process
  • Instant electronic retrieval available
  • DD-214 assistance if needed
  • No upfront cost to you
Get my COE

Explore Las Vegas VA-friendly neighborhoods

Find the perfect community near military bases, top schools, and veteran services.

Why choose a VA loan?

See how VA loans compare to conventional and FHA options.

Feature VA Loan Conventional FHA
Down Payment $0 (0%) 3 – 20% 3.5%
PMI / Mortgage Insurance None Required <20% Required
Credit Score Minimum 580+ 620+ 580+
Interest Rates Lowest available Market rate Below market
Closing Costs Seller can pay all Limited credits Up to 6%
Loan Limit (Full Entitlement) No limit $806,500 $498,257
Prepayment Penalty Never Varies Never

Ready to make Las Vegas home?

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Veteran homebuying resources

View all articles
VA loan eligibility guide for Nevada veterans 2026
VA Loans

VA Loan Eligibility: The Complete 2026 Guide for Nevada Veterans

Service requirements, COE process, and entitlement explained.

Las Vegas housing market report for veteran homebuyers
Market Update

Las Vegas Housing Market: What Veterans Should Know in 2026

Median prices, inventory, and best neighborhoods for VA buyers.

Common VA loan mistakes veterans should avoid
Tips

5 Costly Mistakes to Avoid When Using Your VA Loan Benefit

How to save thousands and close faster on your VA mortgage.

Veteran couple reviewing home loan options
Family pet at new Las Vegas home
Military family homebuyers Las Vegas
House keys for new VA loan homeowner

More savings for those who served

Lifetime benefit

Use your VA loan benefit again and again. If rates drop, your payment could too with our IRRRL streamline.

Preferred pricing

Get exclusive Nevada veteran pricing not available through national lenders or banks.

Proven results

Over 2,800 Clark County veterans served. See what our clients say on Trustpilot.

See what I qualify for

Get pre-qualified in 60 seconds

No credit check required. See your VA purchasing power instantly.

Buy a home
Refinance
Cash-out
VA Loan
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Calculate your VA loan savings

Use our calculator tools to estimate payments, see your total savings vs. conventional, and plan your Vegas home purchase.

Explore all calculators
$477,550
home value
$435,708
loan amount
$2,407
est. monthly payment

Las Vegas veteran resources

Local services to support your homebuying journey and veteran benefits.

Nellis AFB Housing

Off-base housing guide, BAH rates, and VA loan options near Nellis Air Force Base.

VA Medical Center

North Las Vegas VA Medical Center services, disability claims, and benefits enrollment.

NV Tax Exemptions

Nevada property tax exemptions for disabled veterans — save up to $32,440 annually.

Veteran Organizations

Local VFW, American Legion, and DAV chapters serving Clark County veterans.