Online (VA.gov): Instant to 24 hours if VA has your records on file.

Through lender (WebLGY): Usually same day, up to 48 hours.

By mail (Form 26-1880): 2-6 weeks depending on workload and if VA needs to verify your service.

No. Obtaining your Certificate of Eligibility does not require a credit check and will not affect your credit score in any way. It simply verifies your military service and VA loan eligibility.

Generally no. VA home loan benefits require an honorable discharge or general discharge under honorable conditions.

However, if you received a discharge upgrade or have extenuating circumstances, you may still qualify. The VA will review each case individually.

Contact us to discuss your specific situation - there may be options available.

You can request a copy of your DD-214 from:

• Online: Through the National Archives website (eVetRecs)
• Mail: National Personnel Records Center in St. Louis, MO
• In-person: Local VA Regional Office

Many lenders (including us) can also help you obtain service records if needed.

No, COEs don't technically expire, but lenders typically require a recent one (issued within the last 12 months) to ensure your entitlement information is current.

If you obtained a COE years ago, you'll likely need to request a new one when applying for a loan. This is quick and easy through VA.gov or we can do it for you.

Yes! Active-duty service members with at least 90 consecutive days of service can obtain a COE.

You'll need a Statement of Service signed by your commanding officer (or personnel office) showing your entry date, current duty status, and any lost time.

We help active-duty members in Nevada obtain COEs quickly - often within 24 hours.