North Las Vegas Home Loans

Local mortgage lender serving North Las Vegas with competitive rates, fast approvals, and personalized service. FHA, VA, conventional, and jumbo loans for first-time buyers, veterans, and experienced homeowners.

Licensed in Nevada
Fast Closings
Local Experts

North Las Vegas Neighborhoods We Serve

From Aliante to Eldorado, we help homebuyers throughout North Las Vegas find the right mortgage for their dream home.

Aliante

Master-planned community with parks, golf, and family amenities.

Eldorado

Affordable starter homes with easy access to downtown Las Vegas.

Craig Ranch

Golf course living with established neighborhoods and schools.

Canyon Trails

Growing area with new construction and modern floor plans.

Providence

Popular community near shopping, dining, and entertainment.

Centennial Hills

Upscale area bordering Northwest Las Vegas with amenities.

Loan Programs for North Las Vegas Buyers

Whether you're a first-time buyer, veteran, or looking to refinance, we have loan options designed for North Las Vegas homeowners.

FHA Loans

Low down payment options (as low as 3.5%) for first-time buyers and those with moderate credit scores.

  • Credit scores as low as 580
  • Down payment as low as 3.5%
  • Flexible debt-to-income ratios
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VA Loans

Zero down payment mortgages for veterans, active military, and eligible spouses—no PMI required.

  • 0% down payment required
  • No private mortgage insurance
  • Competitive interest rates
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Conventional Loans

Traditional financing with flexible terms for buyers with strong credit and stable income.

  • Down payments from 3% to 20%
  • Competitive rates for qualified buyers
  • No upfront mortgage insurance
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Jumbo Loans

Financing for luxury homes and high-value properties that exceed conventional loan limits.

  • Loan amounts above $766,550
  • Competitive jumbo loan rates
  • Flexible terms and structures
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Why Choose Valley West Mortgage in North Las Vegas?

Local expertise combined with competitive rates and personalized service for North Las Vegas homebuyers.

Local Market Expertise

We understand North Las Vegas neighborhoods, property values, and market trends. Our team knows Aliante, Eldorado, Craig Ranch, and every community in between.

Fast Approvals & Closings

Quick pre-approvals and efficient processing mean you can make competitive offers in North Las Vegas' active real estate market.

Competitive Rates

Access to multiple lending partners ensures you get competitive interest rates and terms for your North Las Vegas home purchase or refinance.

Personalized Service

Work directly with experienced loan officers who guide you through every step—from pre-approval to closing and beyond.

North Las Vegas by the Numbers

Median Home Price $425,000
Average Interest Rate 6.75%
Avg. Days on Market 28 days

Market data approximate and subject to change. Rates shown are examples and may vary based on credit, loan amount, and other factors.

Ready to Buy in North Las Vegas?

Get pre-approved today and start your home search with confidence.

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Frequently Asked Questions

Common questions from North Las Vegas homebuyers about mortgages, rates, and the home buying process.

Have more questions about buying a home in North Las Vegas?

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